Eric has over 25 years’ experience in subprime consumer lending, collections and strategic planning. He was previously COO of Encore Holdings, COO of Innovate Loan Servicing, SVP Dealer Strategy at AmeriCredit and VP of Commercial Lending at SunTrust Bank. Eric has managed teams that have originated over $10 billion in auto loans sourced from direct and indirect acquisitions along with bulk purchases. Eric has been responsible for creation of unique operational processes and products for both established organizations and startups to gain a strategic advantage in new market entry. Those products include 100% auto decisioning, manufacturer subvention, lease, private label pass through and process reengineering.